Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Navigating your first home purchase is easier with several financial support options. You can boost your deposit by withdrawing from your KiwiSaver after three years of contributions.
The First Home Loan, managed by Kāinga Ora, helps eligible buyers secure a home with a deposit as low as 5%. For Māori building on multiple-owned land, Kāinga Whenua Loans are available via Kāinga Ora and Kiwibank. Financial help from family is another common pathway to homeownership.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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